Contest Rules

2023 Calendar Photo Contest
Maine Community Bank
Official Contest Rules

SUMMARY

Visit the Maine Community Bank website, and submit a photo to be entered to win a $250 prize. A grand prize winner will be awarded $250, and eleven remaining winners will win $50 gift cards. NO ACCOUNT, OBLIGATION OR PURCHASE IS REQUIRED TO ENTER OR WIN.

OFFICIAL CONTEST RULES

 1. Sponsor
Maine Community Bank is the Sponsor of the Contest.  For information relating to the Contest, please contact marketing@mainecb.com.

2. Eligibility
NO PURCHASE NECESSARY. This contest, sponsored by Maine Community Bank, (“Sponsor”) is open to legal residents of Maine who are age 13 or older. No purchase or account is required to enter contest. VOID WHERE PROHIBITED BY LAW. Directors, officers, employees, agents, affiliates, subsidiaries, immediate family members and/or those with whom they are domiciled of Maine Community Bank, Biddeford Savings, and Mechanics Savings (collectively the “Bank”), are eligible to submit photos but will NOT be entered into the monetary prize drawing. To be eligible, Contest participants must be natural persons at least 13 years of age and lawful residents of the United States at the time of entry and comply with these Official Contest Rules (an “Eligible Participant”). A current, valid US State ID, Driver’s License, US Passport, US Uniformed Services Card, or US Resident Alien/Permanent Resident Card must be presented to claim a prize. Each winner will be required to prove his or her eligibility before receiving a prize. No account, obligation or purchase is required to enter or win.

The term “immediate family members” includes spouses, parents and step-parents, siblings and step-siblings, and children and stepchildren and grandparents and grandchildren, whether by blood, adoption, and/or marriage. The term “domiciled household members” refers to people who share the same residence at least three (3) months out of the year. Only one winner per household or family is permitted.

3. Contest period
The Photo Contest begins at 9:00AM on September 15, 2022 and ends at 11:59PM on October 2, 2022 Eastern Standard Time. All entries must be received by Maine Community Bank by 11:59 PM Eastern Standard Time on October 2, 2022.

Maine Community Bank is not responsible for late, lost, misdirected, or incomplete entries. All entries shall be for this drawing only and will be disposed of after Contest completion of the contest.

4. How to Enter
NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS CONTEST.  To enter in this contest, the participant must submit a photo that represents the State of Maine using the form on the Maine Community Bank website. Photographers of all skill levels, from amateurs to professionals, are eligible to participate.  Eligible Participants may enter only once.

A Participant, by submitting a photo, certifies that he or she has complied with the terms of these Rules.    Further, the winner of the Contest must comply with all requirements imposed by the Sponsor. or his/her participation in the Contest will be ineligible for consideration. All entries and photos become the property of the Sponsor and will not be returned to entrants. Photographs may be manipulated. Incomplete or illegible entries are void. Non-compliance with any entry procedure or photo specifications will result in disqualification.

5. Photo Specifications

  • Photos must be submitted in horizontal or landscape orientation in JPEG (.jpg) or TIFF (.tif) format
  • Photo resolution must be a minimum of 10” x 8” at 300 ppi, or 2500 x 2000 pixels; photos with less than the minimum resolution will be reviewed and considered, but may be rejected
  • Only color photos will qualify; no black and white photos will be accepted
  • Photos must be free of watermarks or other text
  • Photos that have been digitally altered beyond standards will be disqualified
  • Photos that include identifiable persons will not be considered
  • Photos must have been taken within the last two (2) years to be considered
  • Maine Community Bank reserves the right to manipulate photos if necessary

6. Winner Selection & Qualification
On October 7, 2022, or at some later date determined in sole discretion of the Sponsor (the “Selection Date”), the winners will receive an email from Maine Community Bank with information on how to claim the prize.

  • Twelve photos will be selected to be published in the 2023 Maine Community Bank calendar, one for each month.
  • Decisions are final, unless later determined to be ineligible.
  • The names of the photographers of the twelve selected photos will be entered into a drawing to win a grand prize of $250.
  • The remaining eleven winners will each receive a $50 Visa gift card.

The winners will be notified by the Selection Date indicated above, via email from a Maine Community Bank representative. Each prize winner must collect the prize at a Biddeford Savings or Mechanics Savings branch location.

A selected entrant who has not successfully filled all the mandatory fields will be ineligible and will result in a new name being selected from the qualified entrants. The prize winner may be contacted by phone, email, or through social media, and will be required to complete and return a release form in order to redeem their prize.  THE PRIZE WINNERS’ NAME MAY BE PUBLICLY ANNOUNCED.

Failure to respond or claim the prize within two (2) days will result in forfeiture of the prize and the Sponsor will randomly select an alternate winner.  This process shall continue until all 12prizes have been awarded.  ALL WINNERS’ NAMEs MAY BE PUBLICLY ANNOUNCED. Contest winners are responsible for payment of any local, state, or federal taxes assessed on any prize received.

7. Substitutions
SPONSOR RESERVES THE RIGHT TO SUBSTITUTE THE PRIZE WITH ANOTHER PRIZE OF EQUAL OR GREATER VALUE. PRIZE IS NOT REDEEMABLE FOR CASH OR CREDIT, IN WHOLE OR IN PART.

8. Release Agreement
Your entry in the Contest constitutes your assignment of all of your rights, titled and interest in and to the submitted photos to the Sponsor.  Photos become the sole property of the Bank, and may be used in Maine Community Bank, Biddeford Savings, and/or Mechanics Savings communications, promotions, the calendar, printed postcards, website, social media, online photo features, publications both online and off, emails, and e-newsletters.

All photos must be taken by the person submitting the entry form, affirming the photo is original work and has not been copied in whole or in part, from any other work, and that no other individual has any ownership claim over the photo or image.

Credit will be given by Maine Community Bank to the photographer where possible.

9. General Terms & Conditions
By entering this Contest, entrants agree to abide by the terms of these Rules and the decisions of Sponsor, which are final on all matters pertaining to the Contest. All Maine, federal and local laws and regulations apply. All taxes, fees, and surcharges on prizes are the sole responsibility of the prize winner. Return of the prize notification as undeliverable will result in disqualification and selection of an alternate winner.  By entering, participants release and hold harmless Sponsor and its divisions, Biddeford Savings and Mechanics Savings, and its subsidiaries, affiliates, directors, officers, employees and agents (collectively, “Contest Entities”) from any and all liability for any injuries, loss or damage of any kind arising from or in connection with the Contest, or from the use or acceptance of any prize.

The Contest winner is responsible for all expenses not covered or included with the prize. The Contest winner is under no obligation to use or redeem the prize.  The Contest Rules will be posted on the Contest Web page throughout the Contest duration, except in the event of technical difficulties. Maine Community Bank reserves the right at its sole discretion to disqualify any individual that it finds to be tampering with the entry process or the operation of the Contest or Contest Web page; to be acting in violation of the Rules; or to be acting in an unsportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten or harass any person.

CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST WILL RESULT IN SEEKING DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. THE BANKRESERVES THE RIGHT TO JUDGE THE VALIDITY AND/OR ACCEPTABILITY OF ALL CONTEST ENTRIES BASED ON ITS INTERPRETATION OF THE RULES. THE BANK RESERVES THE RIGHT TO REMOVE CONTEST PARTICIPANTS AT ITS OWN DISCRETION.

10. Limitations of Liability
Maine Community Bank is not responsible for any incorrect or inaccurate information, whether caused by website users or by any of the equipment or programming associated with or utilized in the Contest, or by any technical or human error which may occur in the processing of submissions in the Contest. Contest Entities assume no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, entries. If, for any reason, the Contest is not capable of running as planned, including due to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other reason which corrupts or affects the administration, security, fairness, integrity or proper conduct of this contest, Maine Community Bank reserves the right at its sole discretion to cancel, terminate, modify or suspend the contest. IN NO EVENT SHALL THE CONTEST SPONSOR BE RESPONSIBLE FOR ANY INCIDENTAL, CONSEQUENTIAL, SPECIAL OR INDIRECT DAMAGES EVEN IF the bank HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.