Happy couple lying down in new home

Construction Loans

Take control of your own build.

If finding the home of your dreams has been a challenge, have you considered new construction? Build a home to your unique specifications with a construction loan!

  • 12-month construction phase
  • Interest-only payments during construction
  • Fixed interest rate
  • Converts to a traditional mortgage at the end of construction
  • Only one closing, saving you time and money!


Husband and wife and their dog moving in new home.

Purchase + Improvement Loans

Buy that fixer-upper!

You found the perfect home that has almost everything you want, but it needs a little work. Purchase + Improvement loans make it easy for you to buy the home and complete the renovations all with one loan!

  • Finance an existing 1-4 family residence
  • Cost of improvement must be 10% or less of the current appraised value or $25,000, whichever is greater