Rates

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Rates effective May, 18, 2022 and are subject to change.

Personal

Business

CDs & IRAs

Loans

Home Equity

Home Equity

Term Rate Change Frequency Rate Annual Percentage Rate
(APR)
Home Equity Line of Credit (HELOC)25 Years¹Adjustable4.00%4.00%²
Term
Home Equity Line of Credit (HELOC)25 Years¹
Rate Change Frequency
Home Equity Line of Credit (HELOC)Adjustable
Rate
Home Equity Line of Credit (HELOC)4.00%
Annual Percentage Rate
(APR)
Home Equity Line of Credit (HELOC)4.00%²

1Interest only during draw period. Draw period of 10 years. At the end of the draw period, repayment is scheduled over 180 months. APR adjusts monthly based on the prime rate published in the Wall Street Journal plus a margin. Closing costs generally range from $0 to $1,000 but may be higher under extenuating situations. Flood and/or property insurance is required.
2Maximum APR is 18.00%.