Personal Banking

Checking Accounts

We know no two customers are the same. That’s why we created a suite of checking accounts to match what’s most important to your life.

207 Checking

Get rewarded for using your debit card!

Earn $0.10 on every debit card purchase1
Waived overdraft fees2
Access ATMs worldwide3
$10.00 monthly service chargeOr $0 if you enroll in eStatements
Online Banking
Online Bill Pay
Mobile Banking with Mobile Deposit & My Cards
Visa® Debit Card
Round Up Feature with MCB Savings Account4

On Your Corner
Interest Checking

Earn interest without jumping through hoops. As your balance grows, so does your interest rate.

Tiered interest-bearing account5
No monthly service charge
Online Banking
Online Bill Pay
Mobile Banking with Mobile Deposit & My Cards
Visa® Debit Card
Round Up Feature with MCB Savings Account4
Swipe to compare accounts

Accounts are Subject to Approval.
1 Debit Card Rewards: $0.10 back for each POS transaction. Earned rewards up to a total of 600 POS transactions posted within the account monthly statement cycle. ATM and ACH transactions are not considered POS transactions. Earnings could generate tax reporting 1099INT for Account Tax Owner. The 207 Checking must be the primary account for the Maine Community Bank Debit Card. POS transaction number will be the combined total for the account when more than one Debit Card is associated with the account.
2 Overdraft Fees: If you do not have available funds in your account to cover a transaction when it is presented to us for payment or authorization, we will attempt to return the transaction. Certain transactions or account activity may result in a negative balance.
3 ATM surcharges from other banks are refunded the same day. Must be enrolled in eStatements to receive ATM surcharge reimbursements.
4 Upon enrollment, we will Round Up all debit card purchases that post and clear the enrolled Maine Community Bank checking account to the nearest dollar and transfer the aggregate in one single transaction to your Maine Community Bank savings account the next business day. If on a business day you do not have sufficient funds available in your checking account, or if any transaction has overdrawn your checking account, a Round Up transaction will not be completed. There may be a brief period of time for activation after enrollment. We may cancel or modify the Round Up service at any time without prior notice. Round Up is available for consumer accounts only and is not applicable for Business Accounts.
5 Interest is compounded daily based on your account balance and credited monthly to your account.

Savings Accounts

We’re committed to helping you reach your savings goals. No matter what you’re saving for, our On Your Corner Savings accounts are an easy way to set money aside and let it grow.

Savings Account Options

Home Loans

Buying a home can be a complicated process. That’s why working with a local bank is so important—local support and local decision-making gets you into your dream home quickly!

Home Loan Options

Consumer Loans & Credit Cards

Whether you need an auto loan, a personal loan, or a rewards credit card, we offer flexible financing options to fit your needs.

Personal Credit Options

Locate a Branch

Find a Maine Community Bank branch or ATM near you.

Branches & ATMs

Financial Calculators

Our calculators can help you determine any financial costs.

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Get in Touch

Contact us to ask a question, report a broken link or anything else you need.

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